How to open account in post office? How to open account in post office


Different types of schemes are run for the citizens in the post office. If you also want to take advantage of the beneficial schemes of the post office, then for this you will have to open an account in the post office. You can open your savings account in the post office / post office. You also get the benefit of different schemes on opening an account in the post office. Know further how to open an account in the post office?

how to open account in post office
How to open account in post office

If you have not yet created an account in any bank and you are thinking of opening your bank account, then you can easily open an account in the post office. So let’s know how to open an account in the post office? You can see the step by step process about Post office me Account Kaise Khole in the article below.

Also learn – Deposit only Rs 50 in this superhit scheme of the post office

How to open account in post office (How to open account in post office)

If you open an account in the post office, then you get the benefit of the schemes run by the government. You can open various savings schemes of Department of Posts, Ministry of Communications, Government of India like Post Office Savings Account (Savings Bank), Five Year Recurring Deposit Account (RD), Post Office Fixed Deposit Account (TD), Post Office Monthly Income Scheme Account (MIS) etc. . To open an account in the post office, you Official website of Department of Posts indiapost.gov.in You can get / download the application form by visiting.

In the article for your convenience we have SB-AOF Post office Application for opening of Account pdf Has been made available to You can download it from here. After this, you will have to submit the application form filled by you, KYC documents / documents along with the deposit slip (SB 103) in the post office.

Key Highlights of Post office Account open Savings Scheme

Scheme Name post office savings scheme
article name How to open account in post office?
beneficiary Indian Citizen
Objective To give benefits of various post office savings schemes to the citizens
Mode of opening account in post office offline
Application form for opening account in post office Can download online.
Post office official website url indiapost.gov.in
Year 2024

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Documents required to open Post Office Savings Account (documents for Post Office Account Open)

  • Aadhar card
  • Ration card
  • mobile number
  • You can also use passport.
  • passport size photo
  • BPL Card, MNREGA Job Card
  • identity card

Required eligibility for opening an account in the post office (Post Office savings accounts Eligibility)

There are certain eligibility criteria for who can open a post office savings account. Below Required eligibility to open account in post officeYou can know what is eligibility –

  • Such persons can open their account in the post office who are adults (single adult).
  • Two adults only (Joint A or Joint B)
  • In case of a minor, the account can be opened by a guardian on his behalf.
  • A minor above the age of 10 years can open an account in his own name.

Features of Post Office Savings Account (Savings Bank)

  • Only one account can be opened by an individual as a single account.
  • Single / Joint Account on Post Office Savings Account earns 4.0 per cent interest per annum.
  • Above 10 years or minor can open only one account in their own name.
  • An account can be opened in the name of a person of unsound mind.
  • Single account cannot be converted into joint account. This is not allowed.
  • Nomination is necessary while opening the account.
  • Deposit and withdrawal ie deposit and withdrawal can be done in whole rupees only.
  • The minimum deposit amount is Rs.500. You cannot deposit less than Rs.10 later.
  • You can withdraw minimum 50 rupees.
  • Maximum Deposit (Maximum Deposit) –There is no limit to the amount of money you can deposit.
  • You cannot make any such withdrawal as long as it affects your minimum balance of 500.
  • If the account balance in your account is not Rs.500 by the end of the financial year, then Rs.50 will be deducted from your account to manage the account.
  • If you account balance becomes zero then your account will be closed automatically.

How to open account in post office? (Post Office Account Opening Process)

PO Savings Account /Post Office Savings Account To open it, you have to follow the procedure given below –

  • you online or offline Post Office Saving Account Opening form can be obtained.
  • If there is a post office near you, you can also go there. post office account You can get the application form for opening.
  • You have to fill all the information asked in the form correctly. Fill the information like your name, father/husband name, address, Aadhaar number, mobile number etc. in the form.
  • Attach the requested documents with this form.
  • Now you have to submit this form to the concerned officer in the post office.
  • Now you have to deposit the amount prescribed by the post office to open the account.
  • your account like this post office account The process of opening will be completed.

SB-AOF Post office Application for opening of Account hindi pdf

Application form for opening post office savings bank account / buying savings paper / application form PDF formats Given below, you can download it and submit it after filling it in the post office to open your account. ,

Additional Features Available on Post Office Savings Account

  • Cheque Book
  • IPPB Account
  • base seeding
  • ATM Card, Internet Banking, Mobile Banking
  • Insurance/Pension Products –
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY), PMJJBY, APY

What is the minimum balance for an account in the post office or in?

If you want to open your account in post office, then you should know what is the minimum balance to open account in post office. For different types of small savings accounts in the post office minimum balance Given below –

small savings accounts minimum balance (minimum amount)
post office savings account500 rupees
monthly income plan 1000 rupees
time deposit account1000 rupees
public provident fund500 rupees
Sukanya Samriddhi Account250 rupees
Senior Citizen Savings Scheme1000 rupees
National Savings Certificate (Eighth Issue)1000 rupees
Kisan Vikas Patra1000 rupees

What are the savings schemes in the post office?

There are different types of savings schemes in the post office, the benefits of which you can get by opening an account in the post office –

  • Post Office Savings Account
  • 5 Year Post Office Recurring Deposit Account
  • Post Office Fixed Deposit Account
  • Post Office Monthly Income Savings Account
  • Senior Citizen Savings Scheme
  • 15 Year Public Provident Fund Account (ppf -Public Provident Fund Account)
  • Kisan Vikas Patra (KPV)
  • Sukanya Samriddhi Account
  • National Savings Certificate

Post Office Toll Free Helpline Number

toll free inquiry helpline number 18002666868

Important Links

Frequently asked questions (FAQs) related to how to open account in post office-

What is necessary for opening an account in the name of a minor or a person of unsound mind?

If you want to open a post office account in the name of a person who is a minor or of unsound mind, then you need proof of the age of the minor, the date of issue and the issuing authority in case of SSA account, birth certificate . You have to give information in the form about the name, date of birth, gender, and name, relation and status of the guardian of that person.

How to download Indian Post Payment Bank Mobile Application?

You can also download the IPPB Mobile Banking application by visiting the Google Play Store or the official website of Indian Post Payment Bank. You can also download IPPB Mobile Banking App by clicking on this link –IPPB Mobile Banking

What is the official website of Post Office / Post Office?

Post Office official website indiapost.gov.in Is.

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