Home Credit Personal Loan Hindi – Eligibility, Interest Rate, Apply Online

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No one knows when and where we may need money immediately. The loan is also given by the bank only after looking at your credit score. But what to do when your credit score is low and other banks refuse to give you a loan for this reason. Most of the banks ask for income proof for loan, if you do not have income proof then it becomes very difficult for you to get loan. But you can take a loan even with a low credit score, but for this you may have to pay more interest. you with a low credit score Home Credit Personal Loan Will be able to take loan up to 5 lakh easily.

Take loan from PhonePe app like this, know the complete process here

Home Credit Personal Loan Hindi
Home Credit Personal Loan Hindi

If you also need an instant loan, then you Home Credit Personal Loan Can apply for. Home Credit Personal Loan What are the eligibility conditions, interest rate and online apply process, all the information will be given to you in the article. So let’s know in detail about Home Credit Personal Loan Hindi.

Know what is home credit?

maybe many of you home loan Hearing about for the first time. If you are hearing about Home Credit for the first time, then tell you that it is an NBFC ie Non Banking Financial Company Is. With its help, you can take personal loan, home loan, product loan etc. For your information, let us tell you that Home Credit is an institution in the Netherlands, which 1997 was started in this organization in india Home Credit India working under the name of Home Credit NBFC It is approved by RBI, which gives you the facility of instant loan without income proof, collateral free.

Mudra loan of 50000 will be available in just 5 minutes, apply like this

Key Highlights of Home Credit Personal Loan

article name Apply Online for Home Credit Personal Loan
How to apply?
Home Credit Company is an International NBFC (Non Banking Financial Company),
Establishment of Home Credit 1997
Will get the benefit of Home Credit Personal Loan All those people who have never taken a loan or have a low credit score.
Personal Loan in Home Credit Instant loan up to Rs.5 lakh (with easy EMI options)
Home Credit Personal Loan Interest Rates (Interest Rates)Starting from 2% p.m. (Interest rate mainly depends on loan amount, repayment tenure etc.)
Home Credit Official Website homecredit.co.in
Year 2024

Home Credit Personal Loan Interest Rate

Interest rates ofStarting at 2% / month
Up to a maximum of 36% per annum (may be higher or lower depending on your credit history)
Home Credit Personal Loan AmountUp to Rs 2.4 lakh for existing customers and
for new customers
2 lakh rupees
loan tenure9 to 51 months for existing customers)
6 to 48 months for new customers
loan amount 10 thousand to 5 lakh
loan eligibility age18 years to 69 years
processing feeUp to 5% of the loan amount
personal loan usageYou can avail this personal loan to travel
Can do in medical emergency or marriage, business etc.

required documents for Home Credit Personal Loan (required documents)

If you are also thinking of taking a personal loan and your credit score is low due to which you are unable to get loan from other banks or you do not have any credit history, then you can take a personal loan from Home Credit. You will need the following documents –

personal loan customers (personal loan customers)certificate (documents)
Existing Home Credit customers
(Existing Home Credit customers)
PAN card If you do not have a PAN card, then submit Form 60 along with Passport, Voter ID or DL ​​with one of these documents)
Voter ID, DL, Passport, Property Tax Receipt (any one of these) as proof of address
Home Credit New CustomersPAN card (acceptable id)
Passport, DL, Voter ID (any one)

Note Apart from the above documents, you may also be asked for other documents, depending on your loan application.

Eligibility for Home Credit Personal Loan

  • Applicant must be an Indian citizen.
  • The age of the applicant person applying for the loan should be between 18 to 68 years.
  • Must have valid proof of present address.
  • The income of the applicant should be 10 thousand rupees per month.
  • The customer should have his own bank account in which net banking service is enabled.

Note Apart from this, your loan application will be accepted or not, for how much money you will get approval, loan tenure and interest rate, all other factors like your salary, job, current emi payment etc. it depends on.

Services available on Home Credit

  • health services
  • free credit score check
  • home loan
  • health insurance
  • two wheeler insurance
  • buy digital gold
  • personal loan

Fees and charges for Home Credit Personal Loan

processing fee0 to 5% of the loan amount
APR (annual percentage rate)starting at 24 percent
for closing feeNo fee
Monthly Customer Care FeeNo fee
Penalty on late EMI paymentRs 350 on payment after one day from the due date
800 rupees on payment after one month from the due date
1350 on payment after 2 months of due date
Rs.2100 if paid after 3 months (90 days) from the due date
2850 on payment after 120 days of due date
Rs 3600 on payment after 150 days of due date
4350 on payment after 180 days from the due date

Home Credit Personal Loan Apply Online

If you are also not able to take loan from any bank due to low credit score, then you Home Credit to Personal loans can be taken. To avail a personal loan, you have to follow the steps given below –

  • First of all Home Credit Key for Online Apply for Personal Loan homecredit.co.in Visit the official website of
  • As soon as you reach the website you will find in the menu bar on its home page product (product) option will be available.
  • You have to click on the option of the product, you get many options in its drop down. personal loan for taking personal loan ,personal loan Click on –
  • personal loan credit home
  • as soon as you personal loan Click on it, a new page will open in front of you which will be as follows –home credit loan
  • Now you have to enter your mobile number here and click on the apply button.
  • Your loan application request will go to the Home Credit website as soon as you click on the apply option.
  • You will be asked for necessary documents and information for further processing.
  • After all the process is done, you will be given the personal loan facility only if you are found eligible for the loan.

important links

Home Credit Personal Loan FAQs

What is the minimum and maximum loan amount offered by Home Credit India to its customers?

Home credit india offers 10,000 minimum loan amount and 5 lakh maximum loan amount to existing home credit customers. The same new customers are given 25 thousand minimum loan amount and 2 lakh maximum loan amount.

What is the tenure for availing Home Credit Personal Loan?

Existing customers are offered a minimum tenure of 9 months and a maximum tenure of 51 months by Home Credit India. For new customers, a minimum period of 6 months and a maximum period of 48 months has been given to avail the personal loan.

Am I eligible to take a Personal Loan from Home Credit?

Yes, you will be considered eligible for a Personal Loan only if you fulfill the eligibility criteria required for Home Credit Personal Loan. Your age should be between 16 to 68, you should be a citizen of India, you should have a bank account and you should be salaried, self-employed or pensioner.

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